Insurnace VS Organized Crime

Honestly, what is the difference in the insurance industry and the protection rackets that are run by organized crime rings. I say one, the mafias protection is cheaper and more effective. Think about it. We are told no forced to buy insurance. But the insurance industry is not regulated and they can charge us what ever they want. Actually people who buys new cars are punished, we are forced to pay higher rates than most. And then God forbid we have a claim....our rates go up (as if it was not high enough to begin with), or they cancel you. At least with the mafias protection you actually get something out of the money you pay. The mafia will kick someones ass if they mess with you, where insurance companies go up on your rates. I believe we are better off with the mafia. Anyway this is just my opinion and I have three children and have been married for 14 years, I am used to my opinion being ignored.